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How to File a Motor Vehicle Claim If your vehicle is damaged due to an accident, you'll make an insurance claim. It is important to understand the procedure. Insurance companies will send an adjuster to inspect the damage to your vehicle. It's not mandatory to be present at the inspection, however you should bring your policy and any other relevant documentation. Take Photos Have you ever watched an action-packed crime show where investigators take photographs of every aspect, from footprints to chocolate wrappers, and then throw them away? Make use of the same level focus when looking at the scene of your accident. It is essential to record as much of the incident in the event of an accident so that you can have evidence to prove your case later on. Taking photos of the damage to both vehicles is essential however, you should also think about taking close-ups of the areas damaged. These photos can assist insurance companies, as well as expert witnesses as they determine the dimensions of the various objects. Record reference points, such as the location of traffic lights or stop signs in your photographs. These can be used to determine the actions of the driver who was at fault for the accident. If you can, take photos of the other driver and their passengers as well as witnesses. You may be able to obtain a photo of their license plate. Additionally, you can take pictures of emergency responders and their vehicles. If you are placed on a gurney, and then an ambulance, take photos of them as well. If your lawyer or court has ordered you to, only upload the photos. You could accidentally provide evidence that is in opposition to your claim if you don't. If motor vehicle accident lawsuit little rock change the date on your photographs your insurance company may be skeptical about your claim. Seek Medical Attention The first thing you must do following an accident is to seek medical attention. This is not only important for your health however, it also ensures that any injuries you may have are documented. Many personal injury cases are based on seeking compensation for medical bills and other damages. Medical records are vital to the claim. Even if you are not experiencing any noticeable signs, you should take a visit to your primary care doctor or an emergency room. Your doctor can give you an evaluation of your injuries and conduct a complete medical evaluation. They will also to give you the treatment that is needed. It is important to follow the advice of your physician regarding your treatment plan, as this will allow you to recover faster and help strengthen your case. This includes filling your prescriptions, taking any of the over-the-counter medicines, taking part in physical therapy, following instructions about when you can take time off of work, and attending follow-up appointments. It is important to stay clear of saying anything that an insurance adjuster may mistakenly interpret. This is because insurance companies may attempt to discredit your injuries in order to reject your claim or decrease the amount they will award you for your claim. It is important that you only talk to adjusters with your attorney present. Contact an Attorney Having access to legal representation is crucial for those who have suffered. Lawyers can help injured people manage their stress, and can help them determine where to focus their energy. Attorneys can also evaluate the evidence and facts of a case to determine whether it's worth fighting for in court. The insurance company is primarily a business and their aim is to collect as much money from insureds as they can and pay out as little as they can (in the theory). It's tempting, when on the scene of an incident, to accept a lowball settlement offer because it is the simplest thing to do. This is a mistake that could have devastating consequences later on. If you make an insurance claim the adjuster for your insurance will come out to assess the damage to your vehicle and will look over receipts for personal property damage and medical bills. They will probably also interview witnesses and look over police reports. Before meeting with an adjuster it is a good idea to get estimates for repairs from local auto shops or contractors. This will allow them to be aware of what they can expect from repairs. An experienced motor vehicle lawyer can ensure that all the required information is provided and that the correct documents are presented to the insurance company. They can also provide advice and recommendations about how to handle an insurance adjuster, the best way to handle the settlement, and what to do if an insurance company is unresponsive or is acting in a way that is unethical.